Banking & Finance Lawyer
Banking and finance disputes require in-depth legal expertise, as they often involve complex regulatory frameworks, financial institutions, and high-value transactions. At Advocate Sagar Sharma’s Law Firm, we provide specialized legal representation and advisory services in matters related to debt recovery, loan settlements, fraud defense, and banking regulations. Our team ensures that individuals, businesses, and borrowers receive fair treatment while protecting their financial and legal rights.
DRT (Debt Recovery Tribunal) Matters
The Debt Recovery Tribunal (DRT) handles cases related to the recovery of debts due to banks and financial institutions. We represent clients before DRT and DRAT (Debt Recovery Appellate Tribunal) in matters involving loan defaults, recovery suits, and enforcement proceedings. Our team prepares strong defenses, challenges unlawful recovery actions, and ensures compliance with procedural safeguards to protect borrowers’ interests.
SARFAESI Act Cases
The SARFAESI Act empowers banks and financial institutions to seize and auction assets in cases of loan defaults without court intervention. We assist borrowers in challenging wrongful possession notices, defending against property auctions, and filing applications before DRT to protect their rights. Our expertise ensures that banks follow due process and borrowers are not subjected to unfair or arbitrary recovery actions.
Loan Settlement & OTS Negotiation
For borrowers facing financial hardship, we provide legal assistance in negotiating with banks for loan restructuring, settlements, or One-Time Settlements (OTS). Our services include preparing settlement proposals, negotiating favorable terms, and ensuring compliance with banking guidelines. We help clients reduce financial stress while safeguarding their credit standing and property interests.
Bank Fraud & Loan Default Defense
Allegations of fraud, misrepresentation, or willful default can have severe consequences for individuals and businesses. We represent clients accused of loan fraud or default, ensuring fair hearings and protecting against unlawful actions by banks and investigative agencies. Our defense strategy includes challenging false claims, negotiating with creditors, and representing clients before courts, DRT, and regulatory authorities.
Why Choose Our Banking & Finance Legal Services?
- Representation before DRT, DRAT, and civil courts
- Expertise in SARFAESI Act proceedings and loan recovery cases
- Strong negotiation skills for loan settlements and restructuring
- Defense against fraud allegations and unlawful bank actions
- Client-centric solutions tailored to financial challenges
At Advocate Sagar Sharma’s Law Firm, we combine legal expertise with practical financial insight to deliver effective solutions in banking and finance disputes. Whether you are an individual borrower or a business facing complex financial challenges, we provide trusted legal representation to protect your rights and secure favorable outcomes.